Since starting this blog a few weeks ago, I have become extremely focused on the actions we take as a family and how they affect our debt pay-off plan. In the past, we would spend throughout the month hoping we were within our budget, often getting to the end of the month, tallying the figures, and saying “oops, we overspent again”. Now, through the help of this blog, my whole outlook has shifted. I think about every transaction. And I now want to celebrate every small frugal victory in the knowledge that each small saving is a step towards financial freedom. Inspired by the #5frugalthings meme, here are five frugal victories for our family this week, big and small:
- I normally pay £2 per day to park at my work car park. On Thursday, I drove into work 45 minutes earlier than normal. I was so early that the car park attendant had not yet arrived (he arrives at 7.30am) and I got into the car park for free!
- I made a huge batch of vegetable soup last Sunday with leftover vegetables. It was enough to feed me and Mr Small lunch for 3 days.
- I was picking up my son from a friend’s house and noticed his friend’s twin bed. I mentioned to the other boy’s mother that my son was still in a cot bed but we are planning to get a twin bed for him soon. She said she had a spare twin bed frame in her garage that she was going to donate and asked if I wanted it. “Yes please!” I shouted – perhaps a bit too excitedly. We will pick it up next week.
- I completed a survey for a University research project and received a £5 Amazon voucher for participating.
- Not really a frugal thing, but I worked out the amount of SIPP contributions needed to push Mr Small under the higher-rate tax threshold and then set up a direct debit to transfer this amount to a SIPP fund each month.